Showdown in the showroom
At Capital Bank we understand the challenge you're facing. As you look into the ring you've never faced a tougher test. That's why we're here in your corner...

Round 1
Fighting to grow business? The gloves are off

To keep your Profit Ability out of trouble you need our team in your corner. We only work with dealers, so you can be sure where our loyalties lie. Everything we do has your best interests at heart, helping you protect margins and grow your business. That's what Showdown in the Showroom is all about. A whole range of ways to keep you ahead and competitors on the ropes.

Round 2
Finance deals to floor the competition

You need great customer finance deals. We'll deliver them. An unsecured Personal Loan at just 7.9% APR typical for example – one rate you can offer all your customers subject to status. How many direct lenders offer that? They can't offer your customers a PCP either, but you can. Ours has a typical 13.9% APR typical, can include maintenance and pays you higher levels of commission than standard HP deals. Finance to keep customers coming back. Another one in the eye for the opposition.

Round 3
Watch all that training pay off

You expect your people to get the most out of every F&I opportunity. We'll train and develop them using proven techniques for a commitment fee of just £1,500. If your team reaches jointly agreed KPIs after twelve months we'll refund the fee in full. Our specialists can also sweep any insurance business that gets away and, if you're FSA registered, we'll pass the commission on to you. A sales team that punches above its weight. More bad news for competitors.

Round 4
Make sure more finance deals connect

You'll know that dealer finance sales are declining (by an average 4% per annum since 1999 according to a recent FLA survey). Our Remote Business Manager initiative fights back. When finance customers call for a settlement figure a new team of specialist business managers is waiting to tempt them away from direct and Internet finance options.

They'll do everything they can to direct customers back to their existing dealer by offering great products including PCP with very competitive quotations. Another blow for the opposition.

Round 5
Toughen up your cashflow with our funding package

Need to stretch your stock budget further? No problem. We'll provide up to 100% funding even on vehicles over 5 years old. Want to sell more vehicles before you pay for them? We'll give you up to 180-day terms. And if for now you'd prefer to maintain a retail finance connection elsewhere, that doesn't matter. We'll give you our full support anyway. Cash flow in great shape. Something else to help put competitors on the deck.

Round 6
We'll help you keep on winning long term

Growing your business goes beyond offering imaginative consumer finance. You also need a more supportive lender. We can bring in specialists from across Bank of Scotland Corporate, people with an attitude less like a bank and more like a business partner. When you need finance to expand, refurbish or buy other dealerships you'll welcome their real-world approach. A lender who shares your vision. Just what you need to go the distance.