Personal Contract Purchase (PCP)

Give your customers the opportunity of making payments that could be considerably lower than those on a traditional HP agreement. Our PCP not only helps you close more deals, it could also make it easy for customers to upgrade to a higher specification. Typical 12.8% APR.

  • No deposit required.
  • Customers can choose a new model every 2 or 3 years.
  • A balloon final payment keeps monthly outgoings lower.
  • Gives your customer the reassurance of a Guaranteed Future Value.
  • At the end of the agreement three options apply:
    take ownership by making the final payment;
    hand it back (subject to return conditions) with nothing more to pay;
    or use any equity as the deposit for a new model (subject to status).
  • Fixed term 12-36 months.
  • Fixed monthly payments allow easy budgeting.
  • Fixed interest rate from day one.
  • Minimum £1,000, maximum subject to status.
  • Acceptance fee payable at the start.
  • Early settlement allowed (penalties may apply).

For further information email or call us on 0845 603 8816. Opening hours are Mon-Thur 9am-6pm, Fri 9am-5pm, Sat 10am-2pm.